Responsibilities:
Analyze credit data and financial statements to assess creditworthiness.
Evaluate loan applications and determine risk levels.
Prepare detailed credit reports and make recommendations.
Review credit histories, income statements, and other relevant documents.
Monitor existing credit accounts and identify potential risks.
Collaborate with sales teams and underwriters to facilitate credit decisions.
Ensure compliance with internal policies and regulatory requirements.
Maintain updated knowledge of credit policies and economic trends.
Qualifications:
Bachelor’s degree in Finance, Accounting, Economics, or related field.
Proven experience as a Credit Analyst or similar role.
Strong analytical and mathematical skills.
Proficiency in MS Excel, financial analysis tools, and credit scoring software.
Attention to detail and strong decision-making skills.
Good communication and report-writing skills.