Evaluate and assess medical insurance applications and renewals to determine risk, pricing, and coverage. Provide expert guidance on underwriting policies and support the development of health insurance products.
Key Responsibilities:
Review medical records and application data to assess risk.
Set appropriate premiums and policy terms based on analysis.
Ensure compliance with underwriting guidelines and regulations.
Collaborate with sales and actuarial teams to support product development.
Provide technical advice and training to junior underwriters.
Requirements:
Proven experience in medical insurance underwriting.
Strong knowledge of healthcare systems, risk assessment, and actuarial principles.
Analytical mindset with attention to detail.
Excellent communication and decision-making skills.