Objective:
To achieve allocated targets for acquisition of Home Finance Business.
To bring new customers to the bank as per allocated targets
To ensure timely and quality service for customers as per the defined service levels and turnaround time.
Job Purpose:
Responsible for selling Home Finance products.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations, to determine feasibility of granting finance.
Explain to customers the distinct types of finance and credit options that are available, as well as the terms of these services.
Obtain and compile copies of finance applicants' credit histories, corporate financial statements, and other financial information.
Job Content:
Sales Targets: Achieve individual sales targets to meet the expected sales volumes.
Cross Selling: Achieve cross selling targets of non-assigned products and services to contribute to the revenues and market presence.
Sales Input: Provide market / competitor intelligence and customer feedback for formulating and updating sales plans.
Product Awareness: Create and build customer awareness on new products through mailers, events etc. to prospect business.
Internal – Compliance:
Ensure that team meets all KYC and anti-money laundering requirements and track their ongoing compliance.
Strict adherence to SOP's.
Minimal risk rating by internal audit
100% control of documentation and detection of fraudulent activity
Documentation process complies with Shari'a guidelines.
Person Specifications:
Education:
Bachelor’s degree holder
Experiences:
Candidate should have a minimum of 2 years of experience in Home Finance sales.
Experience in UAE banking sales is essential.
Develop new markets and customers within the assigned territory to enhance sales volumes
Behavioral Competencies:
Excellent cross-selling abilities
Excellent communication skills
Client Centric
Location:
Candidates must be flexible and willing to work in Dubai.
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