AVP & Lead, Credit Management, Corporate Banking
Job ID:
625007
04 May 2026
Abu Dhabi, United Arab Emirates
CA / CS / CFA / All Professional Finance Degrees
Accounts / Tax / CS / Audit / Finance
Jobseekers from any country
Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
Ensure credit processing & approval turnaround times as per agreed SLAs with Business Segment.
Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-à-vis lending portfolio are monitored, controlled and addressed.
Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
Manage problem credits closely, and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
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